Short answer: you fill in one form, we pass it to participating lenders, and any lender that can help shows you its terms. You decide whether to accept. Paybridgely never lends money.
1. You submit a request
You enter the amount you want ($100–$5,000), contact details, income information and the bank account where funds would be deposited. Lenders need this to verify your identity and decide on an offer.
2. Lenders review it
Your request is shared with participating lenders and lending networks. Each lender decides independently whether to make an offer. Some lenders check your credit with one or more credit bureaus, and some run a hard inquiry.
3. You review any offer
If a lender can help, you are taken to that lender's site to see its terms. Check these before you sign:
- The APR and every fee, including origination and late fees
- The total amount you will repay
- Each due date and how payments are taken from your account
- What happens if you pay late or want to pay early
4. The lender funds the loan
If you accept, the lender completes verification and sends the funds. Timing depends on the lender and your bank. Your loan agreement is with the lender, so contact the lender about payments.
What happens to your information
We share the information you submit with lenders and partners so they can respond to your request. You may be contacted by them. Read our privacy policy for details and your choices.