Loan requests from $100 to $5,000

Short on cash before payday? Request a loan from one form.

Paybridgely passes your request for $100–$5,000 to participating lenders. If a lender can help, you see its rate, fees and total cost before you decide.

$1,000

Free to use · Takes a few minutes · Submitting does not guarantee an offer.

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Free to useNo fee to send a request
$100 – $5,000Amounts you can request
Free to use.You only pay a lender, and only if you accept.
We are not a lender.Lenders make every credit decision.
Short-term loans are expensive.Check the APR and total repayment first.
Simple process

How a request works

  1. Tell us what you need

    Enter the amount, your income details and how you want to be paid.

  2. Lenders review it

    Participating lenders decide whether they can make an offer. Some may check your credit.

  3. Read before you accept

    Compare the APR, fees, due dates and total repayment. Say no if it does not fit.

More about the process →

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Know the cost

What a short-term loan can cost

The same $1,000 can cost very different amounts depending on the lender and the type of loan. Look at the total you will repay, not only the payment.

Illustrative examples only, not offers. Your lender's actual APR, fees and schedule may be higher or lower.
Type of loanYou borrowTerms in the example You repay in totalAPR
Single-payment (payday-style) loan$300$15 fee per $100, due in 14 days $345≈ 391%
Installment loan, higher-cost lender$1,00012 monthly payments of $171.53 $2,058.39160%
Installment loan, lower-cost lender$1,00012 monthly payments of $100.46 $1,205.5536%

How APR and fees work →

Compare first

Before you borrow, check these options

A loan is not always the cheapest way through a short gap. Ask your utility company or landlord for a payment plan, check whether your employer offers an earned-wage advance, or ask a local credit union about a small-dollar loan. If debt is already hard to manage, a nonprofit credit counselor can help for free or at low cost.

  • Payment plan with a utility or landlord
  • Earned-wage advance from your employer
  • Small-dollar loan from a credit union
  • Nonprofit credit counseling
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FAQ

Common questions

Is Paybridgely a lender?

No. Paybridgely is a free loan-request service. We pass your request to participating lenders and lending networks. The lender, not Paybridgely, decides whether to make an offer and sets the APR, fees and terms.

How much can I request?

You can request from $100 to $5,000. Not every lender offers every amount, and the amount you are offered may be lower than what you requested.

Does it cost anything to use Paybridgely?

No. Our service is free to you. We may be paid by a partner when we refer your request. You only pay the lender, and only if you accept a loan.

Will submitting a request affect my credit score?

Lenders may check your credit with one or more credit bureaus, and some lenders run a hard inquiry, which can affect your score. Check each lender's terms before you accept an offer.

How fast can I get the money?

It depends on the lender and your bank. Some lenders fund as soon as the next business day after approval and verification, but no funding time is guaranteed.

All questions →

See whether a lender can help

Free to use. You decide whether to accept any offer.

Start a request